REPETITIVE FLOOD CLAIMS (RFC) PROGRAM

The RFC Program provides funding to reduce or eliminate the long-term risk of flood damage to structures insured under the National Flood Insurance Program (NFIP) that have had one or more claim payments for flood damages.  RFC Program funds may only mitigate structures that are located within a state or community that cannot meet the requirements of the Flood Mitigation Assistance (FMA) Program for either cost share or capacity to manage the activities.  The long-term goal of RFC Program is to reduce or eliminate claims under the NFIP through mitigation activities that are in the best interest of the National Flood Insurance Fund (NFIF).

Applications will be accepted for any insured property that has one or more claim payments for flood damages and is located within a state or community that can not meet the requirements of the FMA program for either cost share or capacity to manage the activities stipulations. RFC awards will prioritize projects that create the greatest savings to the NFIF based on a Benefit-Cost Analysis (BCA).

Note:  Jurisdictions and states must indicate that they are not able to meet the match requirement. This program can receive up to 100% federal funding.

MINIMUM PROGRAM ELIGIBILITY
Eligible applicants include state, county, local and federally recognized tribal governments.   Private non-profit agencies are not eligible applicants; however, an eligible applicant may apply on their behalf.  Tribal governments must apply directly to the Federal Emergency Management Agency (FEMA).

REDUCED CAPACITY REQUIREMENT
RFC Program funds will only be awarded if the applicant has certified, either the state or community cannot meet the 25% non-federal match.  Eligible RFC Program applicants are potentially eligible for up to 100% federal share with no non-federal match requirements.

CONTACT
For additional information regarding the RFC Program, please contact us for your area of interest. You may also visit the FEMA's RFC web site.

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