Arizona Division of Emergency Management (ADEM)

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GRANT PROGRAMS
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SEVERE REPETITIVE LOSS (SRL) PROGRAM

The purpose of the SRL Program is to reduce or eliminate claims under the National Flood Insurance Program (NFIP) through project activities that will result in the greatest savings to the National Flood Insurance Fund (NFIF). SRL Properties are residential properties:

That have at least four NFIP claim payments over $5,000 each, when at least two such claims have occurred within any ten-year period, and the cumulative amount of such claims payments exceeds $20,000; or
For which at least two separate claims payments have been made with the cumulative amount of the building portion of such claims exceeding the value of the property, when two such claims have occurred within any ten-year period.

MINIMUM PROGRAM ELIGIBILITY
SRL property owners in the state should receive a letter from FEMA informing them that their property loss history meets the definition of a Severe Repetitive Loss property and that their policy will be assigned to the FEMA Special Direct Facility upon renewal with NFIP. These letters direct the property owner to their local floodplain management official and to the State Hazard Mitigation Office.

ELIGIBLE ACTIVITIES
Eligible projects include, but are not limited to:

Floodproofing (historical properties only);
Relocation;
Elevation;
Acquisition;
Mitigation reconstruction (demolition rebuild); and
Minor physical localized flood control projects.

Allocation of the funds will be based on a formula developed by FEMA that considers the number of SRL properties in each state.

COST SHARE REQUIREMENTS
Funding for the SRL Program is 75/25 federal/non-federal source. Up to 90% of the federal cost-share funding for projects approved in states, territories, and federally-recognized tribal governments with FEMA-approved Standard or Enhanced Mitigation Plans or Indian tribal plans that include a strategy for mitigating existing and future SRL properties.

CONTACT
For additional information regarding the SRL Program, please contact us for your area of interest. You may also visit FEMA's SRL web site.

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